Carmela Ma, CCIM

Carmela Ma, CCIM

Carmela Ma is President/CEO of CJM Associates, Inc. in California. She is a trusted advisor. Voted World Top Broker by the Real Estate Global Summit, awarded the Elite Women of Influence by Globe St for investments, awarded one of the most influential women by Real Estate Southern California, and the Women at the Top distinction by (CREW), Carmela's forte is pricing risk for inbound investors into U.S. commercial real estate. Whether it's for institutional funds from Europe or high-net-worth investors from East Asia, Carmela reconciles the thresholds and targets of different investment plays, using her mastery of cap rates, cash on cash, and IRR to secure capital preservation and yields for her clients.

She specializes in real estate investment, advisement, and global transactions. She has conducted business in more than 30 countries including projects in Asia, Africa, Europe, and the Americas.

Carmela gained acclaim as an international award-winning speaker.

Ma is a well-respected global instructor for the CCIM Institute and the CIPS designation.

She was Awarded the “CCIM Instructor of the Year” 2003, a once in a lifetime award by the CCIM Institute, and numerous awards in 101, 104, & People's Choice. She was awarded “Certified International Properties Specialist International Instructor of the Year” 1998, a once in a lifetime award, conferred by NAR®.


  • CI 101: Financial Analysis for Commercial Investment Real Estate
  • CI 104: Investment Analysis for Commercial Investment Real Estate
  • Commercial Real Estate Negotiations
  • Disposition Strategies
  • Financial Analysis Tools for Commercial Real Estate
  • Global Commercial Real Estate
  • Residential Real Estate Financial Analysis
  • Troubled Assets